Track your shared expenses & balances
right in

Clear balances with friends, no apps to download. Simple, fast, and transparent.

How it works

Chat on WhatsApp. Pango tracks and splits it for you.

👥

Create a shared account

Say “create account”. Choose a name and password, then confirm.

Quick
🔗

Invite or join

Share the ID and password, or join with those details.

Frictionless
🧾

Record an expense

“I paid $40 for pizza.” Pango asks you to confirm and saves it.

Automatic
📊

Get a summary

See expenses and balances to know who owes who in seconds.

Transparent

Benefits

Use it right inside WhatsApp—no app installs, no signups, simple and private.

🟢

Works in WhatsApp

Chat with Pango like you would with any contact. Nothing new to learn.

Easy
📱

No extra app

Just send a message. iOS, Android, and WhatsApp Web.

No App
🧠

AI assistant

Talk naturally—Pango understands and guides you.

AI
🧾

Everything in writing

Your chat is the record—clear and verifiable.

History

Frequently asked questions

Do I need to install an app?

No. Everything happens on WhatsApp. Just start chatting with Pango.

Can I use it with multiple shared accounts?

Yes. You can create as many accounts as you want and switch between them anytime.

Does it cost anything?

You can start for free. Later we’ll offer a Pro plan with extra features.

How do I create a shared account?

Say “create account”, choose a name and password, then confirm. Pango creates it instantly.

How do I join an existing account?

Ask for the ID and password. Say “join”, enter them, and confirm.

How do I invite others?

Share the ID and password. Pango walks you through it.

How do I record an expense?

Just type naturally: “I paid $40 for pizza.” Pango will ask for confirmation and record it in the active account.

Can I edit an expense if I made a mistake?

Yes. You can edit your expenses (amount or description). Pango shows options and asks for confirmation before saving.

How do I see expenses and balances?

Say “expenses and balances” to see totals and who owes who.

Can I record payments to settle up?

Yes. When you pay another member, say “pay Alex $20” and confirm. Pango records it and updates balances.

Can I see who’s in my account?

Yes. Say “show members” and Pango lists the participants in your active account.

How do I switch active accounts?

Say “switch to <name or ID>” and confirm. Pango will switch the active account.

Can I leave an account?

Yes. Say “leave account” and confirm. You can only leave if you have no outstanding debts.

Does it work on WhatsApp Web?

Yes. You can use it on iOS, Android, and WhatsApp Web with nothing to install.

What about privacy?

Data is shared only within your shared account. Not with third parties.

Does Pango process payments?

No. Pango doesn’t process payments; you manually record what was paid or received.